Free and paid service
NoahAI Client
Validated Windows financial OS v3.9.1.48 for crypto, stocks, and ETFs, with analysis, PAPER, permissioned execution, and records.
Learn morePersonal NoahAI•A service that understands your finances and helps you decide
An autonomous financial assistant that understands your financial context and grows with you
NoahAI understands investing, assets, and everyday finance as one context, explains complex information in plain language, and records judgments and outcomes so they lead to a better next choice.
Strategy operation and NoahAI Strategy Studio (formerly AI Custom) are core capabilities of this assistant. Execution assistance stays only inside the accounts, institutions, and modes the user sets, and helps you review net P&L, fees, risk, and period performance together with the exact strategy version.
CURRENT SERVICES
NoahAI is validated and in active service
NoahAI Client and Strategy Studio are available now. Strategy Hub is running as a free public test, while personal-finance capabilities are being released progressively inside the client.
Available now
Strategy Studio
Turns conversations, documents, Pine, and TradingView ideas into evidence-linked strategies for PAPER validation and operation.
Learn moreFree public test
Strategy Hub
Submit, discover, and download strategies, then revalidate them in your own environment. Paid marketplace functions remain a separate phase.
Learn moreProgressive service
Personal finance
Cash flow, goals, security alerts, tax calculation, and product-comparison capabilities are being released progressively in the client.
Learn moreAvailability varies by institution, account, and operating mode. Product comparisons are informational simulations and do not replace enrollment or execution by a financial institution.
Current public product scope
Free and paid Client capabilities available now
Crypto venues
Korean brokers
키움증권 · 신한투자증권 · 미래에셋증권 · 한국투자증권
Upbit, Bithumb, Coinone need no affiliate attribution. Start with one focused position; the current ceiling is 3 per venue.
Binance, Bybit, OKX, Bitget open to free members only after account-specific NoahAI affiliate UID approval.
Strategy Studio authoring and PAPER validation are available. Strategy Hub is in free public testing and remains separate from LIVE membership and position capacity.
NoahAI Client validation is complete. Venue readiness remains explicit: 7 crypto venues are registered, 6 have a LIVE-supported path, and Coinone remains PAPER-capable with account E2E pending.
NoahAI financial wealth OS
Not a trading tool — an OS for personal finance
NoahAI is developing a financial wealth OS that records account-level judgments, blocks, and fills to support user choice. Personal records already support later review; anonymous multi-user collective learning remains a roadmap pending consent, anonymization, revocation, and operational validation.
Self-learning judgment
AI improves the next judgment by logging and reviewing regimes and outcomes. Execution continues only within user choice and permissions.
Personal learning and collective-learning roadmap
Account-level trading and asset context are recorded now. Anonymous multi-user learning is planned only after consent, anonymization, revocation, and operational validation.
Choice support
Organize information and compare options so users do not carry judgment alone.
Multi-asset, multi-institution
Connect goals, assets, risk, everyday finance, and institutions—beyond a single investment strategy.
Judgment improves as real operation accumulates
The autonomy analogy refers to validating later judgment with operating records. NoahAI currently records account-level regimes, evidence, blocks, and fills; anonymous collective learning is not yet an operating feature. Returns are not guaranteed.
Strategy Studio (formerly AI Custom) is a core product inside this OS that structures and validates user knowledge. It is not NoahAI itself.
How people use NoahAI
After you log in, the AI financial assistant first summarizes asset changes, risk signals, and this month's financial issues to check first. You ask in natural language or voice, and NoahAI connects investing, tax, security, loans, and spending flows inside a single conversation to help you decide.
Example questions
- • “How heavy is my loan burden this month?”
- • “Is my crypto allocation too risky right now?”
- • “Which is better, an ISA or a regular account?”
- • “Check whether this text is a financial scam”
NoahAI is not a set of separate features you open for each question. It connects related financial information inside one conversation flow.
Financial areas one AI assistant covers at once
NoahAI is not a toolkit of separate features. One financial assistant keeps understanding and organizing the user's context.
1) Asset judgment support (crypto / ETF / equities / overseas assets)
Reads market flow, holdings mix, and risk signals together and explains the rationale. You can review the judgment process through AlphaArena comparison and XAI logs.
2) Everyday finance (spending, transfers, budgets)
Organizes monthly income, spending, and transfer patterns, and surfaces this month's spending issues and budget flow to check first.
3) Loans, insurance, and household finance
Reviews loan burden, insurance coverage, and household cash flow together and organizes the judgment points that matter first.
4) Tax calculation and tax-saving comparison
Provides real-time calculations for year-end tax settlement, financial investment tax, and ISA / pension savings / IRP comparisons so choices are clear.
5) Fraud-risk detection and unusual-transaction alerts
Combines unusual-pattern detection with a voice-phishing checklist to warn about financial-fraud risk early.
6) Voice finance support for seniors and digital beginners
Designed so financial judgment can continue without complex screen operations, via STT/TTS conversation, Classic View, and multilingual support.
Core product technology · NoahAI Strategy Studio
Strategy Studio — turn personal financial knowledge into a verifiable decision structure
NoahAI Strategy Studio (formerly AI Custom) is not the whole of NoahAI. It is a core product inside the NoahAI financial wealth OS, structuring and validating user knowledge while the broader platform connects market, asset, and personal financial context.
01 Structure knowledge
Organize books, documents, charts, and conversations as traceable sources and decision rules.
02 Validate
Check regimes, costs, risk, and missing conditions; prefer HOLD when evidence is insufficient.
03 Approve and control
Connect to optional execution only within user approval, institution permissions, guardrails, and stop conditions.
04 Record and review
Keep rationale, settings, and outcomes reviewable so later decisions can improve.
Personal financial context
Consider goals, assets, risk tolerance, and current circumstances—not one strategy alone.
Trustworthy operations
Separate judgment, execution, and records while preserving explanation, audit, and replay.
An accumulating environment
Build a financial decision environment that improves through validation and review, not a single signal.
01
AI financial mentor
Understands goals, experience, and risk tolerance; explains options and failure conditions
02
Multimodal knowledge structure
Connects books, documents, charts, video, and conversation to traceable rules
03
Safe strategy language
Distinguishes converted, review-required, and unsupported conditions
04
Validation lab
Separates cost, regime, drawdown, walk-forward, and PAPER evidence
05
Regime orchestration
Compares suitable strategies and HOLDs when evidence conflicts
06
Multi-institution execution layer
Connects orders, fills, recovery, and guardrails within permissions
07
Strategy passport
Records provenance, rights, version, samples, costs, risk, and validation scope
08
Trust, legal, and IP
Separates education, creation, validation, and optional execution responsibilities
Strategy Studio is one of NoahAI’s defining products, not the company’s entire purpose. NoahAI spans personal financial context, risk control, explanation, records, multiple assets, and institutional connectivity as AI financial decision infrastructure.
NoahAI Strategy Studio · actual implementation scope of the former AI Custom
Not a backtest generator
The implemented layer takes strategies you already use and adds NoahAI evidence, risk, and forward validation. We do not claim a complete TradingView replacement, and we do not promise returns.
What is implemented now
- • Natural language, Pine, PDF, image, video, and TradingView material as inputs
- • Source evidence with a constrained strategy IR; XAI plus missing and unsupported conditions
- • Version save, user approval, and minimum historical replay checks
- • PAPER forward fills attributed to the exact strategy and version (no manual outcome entry)
- • 7-day and 30-day trade counts, net PnL, fees, MDD, and per-venue totals
- • Market-regime, risk, and order guardrails
Important operating principles
- • Protected scripts and unauthorized materials are never bypassed.
- • Validation results and past performance do not guarantee future returns.
- • Execution is limited by user approval, account permissions, and risk settings.
- • Strategy changes remain new proposals until the user approves them.
It is a serious candidate for what investors have wanted. It is not a finished, return-promising product to advertise as such.
Read the product source of truth →Current service status after validation
NoahAI Client was validated in real user account and API environments from November 2024 and is now available as a free and paid Windows service.
Strategy Studio is available in the product, and Strategy Hub is operating as a free public test for submission, discovery, download, and recipient revalidation.
Orders, fills, and fund movement run on external exchange APIs and the user's own account. User assets and API keys are not transferred to NoahAI servers.
Crypto, stocks, and ETFs are in service, with PAPER and LIVE boundaries determined by institution, account permission, and operating mode. Personal-finance capabilities are being released progressively in the client.
Validation and service
Started Nov 2024 · now in service
Operating form
Free and paid Client · Strategy Studio available
Environment
User-owned account and API environment · 7 registered exchanges with venue-specific readiness
Financial domains where the AI judgment architecture is validated and extended
NoahAI does not grow by stacking separate features. It validates and extends the same AI judgment architecture domain by domain.
Crypto: validated and in service
The longest-validated service domain. Supported venues provide PAPER/LIVE separation, guardrails, logs/XAI, and AlphaArena comparison on the same architecture.
ETF / equities: securities service available
Kiwoom, Shinhan, Mirae Asset, and Korea Investment adapters provide analysis, PAPER, and records. LIVE opens only where brokerage API, account permissions, and user opt-in conditions are satisfied.
Overseas equities / futures: test expansion stage
Testing is underway to extend the same AI judgment, record, and verification architecture to global-market domains.
Real estate: a domain where the judgment architecture can expand
The next axis for extending a decision architecture validated in investing into long-horizon financial judgment.
Financial AI designed so anyone can use it
Designed so you can continue financial judgment through conversation, instead of learning a complex finance app first.
Voice support (STT/TTS)
Ask and get guidance through speech recognition and synthesis, without navigating complex menus.
Classic View
Large type and simple controls so digital beginners and seniors can use it without strain.
Multilingual support
Guidance in Korean, English, and more so international users can share the same assistant experience.
Financial protection for seniors and digital beginners
Centered on organizing information and fraud-risk alerts so financial judgment can continue regardless of app skill.
Why NoahAI works: AI financial decision infrastructure
NoahAI is not a feature bundle. It is infrastructure that connects judgment, execution assistance, records, review, and learning in one pipeline.
1. Judgment
AI analyzes markets, accounts, and goals together to decide
2. Execution assistance
Assists financial choices within user settings and safety bounds
3. Records
Logs the full process (XAI)
4. Review
Verifies past decisions and reports
5. Learning
Reviews per-account strategy and performance records to suggest improvements
Not a simple execution tool—AI financial assistant infrastructure
Users can see rationale, execution results, risk records, and review reports as one flow on the platform.
Safety and transparency
Every step of AI decision-making is recorded, explainable, and verifiable.
Guardrail system
- • Maximum loss limits (Max Drawdown)
- • Asset mix and composition guidance
- • Risk rules applied first
- • Automatic detection of stop conditions
Explainability (XAI)
- • Logs of AI judgment rationale
- • Execution results can be traced
- • Past decisions can be reproduced
- • Multi-model comparison and verification
Continuous improvement
- • Today: account-level record learning · anonymous collective learning is a consent-based roadmap
- • Early detection of risk signals
- • A structure that becomes more cautious over time
- • Accumulating beta-validation experience
⚠️ Legal notice
NoahAI does not sell financial products or manage assets directly. It is an AI financial assistant platform that helps with investing, everyday finance, and financial judgment. Final financial decisions are made under the user's own choice and responsibility.
Next step
See the financial AI services available now and their staged expansion architecture.